The foremost book on credit literacy

Borrowing
Made Easy

A Simple Guide on How to Access Loans and Manage It Successfully

Order now
borrowing made easy cover

Borrowing Made Easy

A Simple Guide on How to Access Loans and Manage It Successfully

By Jerry Osagie

₦2,950

Order now

Borrowing Made Easy provides a simple guide on how individuals and business owners can access loans and manage it successfully. The book practically solves the knowledge gap associated with accessing credit for businesses and individuals. As we all know, credit is as old as time in itself and will remain provided there are still heights to attain in our individual lives and businesses. According to World Bank Doing Business 2018 in their Group Flagship Report, Access to credit still remains a critical measure for business improvement. Borrowing Made Easy was written to educate various categories of individuals and businesses in a simplest form on how to access credit, the requirements, how to get the best deals in the market and manage loans wisely without default. The book is a tool for financial planning and seeks to change the narrative in personal and business financial education. Inside, you will learn how individuals, entrepreneurs and business owners can access credit and make the best use in growing their business and living a fulfilled life

This book will expose you to:

  • How to determine if you need a loan.
  • How much loan you need and for how long.
  • The type of loan you need based on the specific funding gap per time.
  • The requirements to borrow as an individual or business across various categories such as working class professionals, self-employed, micro businesses, artisans, traders, SMEs and Mid-sized corporates.
  • What individuals, entrepreneurs, groups and all categories of peoples irrespective of skilled level, vocations and associations requires to borrow successfully.
  • Proper understanding of collateral and when they are required before you can be granted some loans.
  • Types of collaterals, implications and how best to enter into a loan relationship using collateral and what the lenders expect from the borrower.
  • Benefits of loans, as well as the unpleasant sides if not taking in the right manner or managed properly.
  • Clearer understanding of formal and informal financial institutions and the one you require per time and lots more.

jerry-osagie

About author

Jerry Osagie is a small business and international development finance expert with almost twenty exciting years in the financial industry. He has administered loans to hundreds of thousands of businesses and individuals across different categories, sectors, and countries worth billions of dollars.

Exposed to credit at the age of ten in the family trading business, where he learnt the rudiments of money management and small business financing. He has been privileged to lead dynamic financial institutions and play key roles across the sector in Africa. He was also responsible for implementing various local and international credit programs, policy and framework developemnt, lending technology deployment, facilitation of training and capacity building, as well as provision of technical assistance on financial inclusion and access to finance in emerging markets.

Also By Jerry Osagie

loans_50